Landlord accountants and property tax specialists for buy to let owners across London and the UK, from £40 a month. We keep you ahead of Section 24, Making Tax Digital for landlords and the 60-day capital gains tax rule, whether you own one flat or a growing portfolio.
Being a landlord used to be simple. The last few years have piled rule after rule onto property income, and the penalties for getting it wrong are real. These are the four that bring most landlords to a property accountant.
You can no longer deduct mortgage interest in full; it is a 20% tax credit instead. Higher-rate buy to let landlords can end up taxed on profit they never saw, so claiming every allowable landlord expense matters more than ever.
If your property income is over £30,000, Making Tax Digital for Income Tax brings quarterly digital submissions from April 2027. It is judged on gross rents, not profit, and it means four more deadlines a year.
Sell a residential property and you have 60 days to report and pay the capital gains tax. Miss it and the penalties start before you have even seen a solicitor’s completion statement.
Everyone at the dinner table has an opinion on incorporating. The right answer depends on your mortgages, your income and your exit plan, and it needs a property accountant to model it rather than a rule of thumb.
We look after landlords, buy to let owners and property investors across the UK: the landlord tax returns, the planning and the deadlines. As your appointed agent, we deal with HMRC for you.
From a single rental to a portfolio in a company, one fixed monthly fee, from £40 a month. No hidden fees.
Your landlord tax return with rental income and expenses reported correctly, filed well before 31 January.
ExploreBuy to let tax advice on ownership, reliefs and disposals, planned all year round rather than at the deadline.
Explore Property Accountant ServicesA fixed monthly package for buy to let landlords and growing property portfolios.
ExploreSaved me thousands on rental income tax. As a landlord, I had no idea how to work around property tax rules. SBX broke everything down clearly and restructured my portfolio to be more tax-efficient. Thanks team.
150+ businesses trust SBX, rated 5.0 on Google and 4.7 on Trustpilot.
Two quick questions. The threshold drops to £30,000 of gross rental income in April 2027, so it is worth checking now.
MTD means quarterly online submissions for many sole traders and landlords. Two quick questions tell you if it applies.
It’s an old return that decides it. HMRC looks back at your 2024/25 return, the one due on 31 January 2026. If the self-employment and rental income on it came to more than £50,000, you’re in from 6 April 2026 and your first quarterly update is due 7 August 2026. What you earn this year doesn’t change that.
It’s turnover, not profit. HMRC counts income before expenses, and adds self-employment and property together. £32,000 of trade plus £24,000 of rent is £56,000, so it counts even though the profit is far smaller.
What actually changes. Digital records, four quarterly updates a year, then your tax return as usual. The updates are running totals rather than four separate returns, and your payment dates don’t move.
Sometimes, but not as often as the internet suggests. A company sidesteps Section 24, but brings corporation tax, higher buy to let mortgage rates, and stamp duty and capital gains tax when you move properties in. We model your actual numbers before recommending anything.
Letting agent fees, repairs and maintenance, insurance, ground rent, accountancy and more. Improvements are treated differently from repairs, and that line trips up a lot of landlords: a repair comes off this year’s rental income, an improvement waits until you sell. We make sure every allowable cost is claimed and nothing risky is.
Tell us early, ideally before exchange. You have 60 days from completion to report and pay any capital gains tax on a residential property sale. We calculate the gain, claim your reliefs and file the 60-day return for you.
From April 2027, Making Tax Digital for landlords applies if your gross property income is over £30,000: digital records and quarterly updates to HMRC. We set up the software, keep the records and file every submission, so the only change you notice is better visibility of your own numbers.
Our landlord service starts from £40 per month for a single property, plus £20 per month for each additional one, fixed and agreed up front. Quarterly Making Tax Digital filing adds £30 per month when it applies to you. Use our instant estimate tool for a ballpark in under a minute. No hidden fees.
Often, yes. One buy to let still brings Section 24, a landlord tax return each January and a 60-day deadline if you ever sell. We keep single-property landlords compliant for less than most expect, and make sure the reliefs you are entitled to are actually claimed.
SBX helps you stay compliant & keep more of what you earn with expert tax, accounts, and bookkeeping services.