Use these free SBX calculators to estimate repayments, tax relief, CIS deductions, take-home pay, VAT and credit card payoff. For tailored advice or complex cases, please contact SBX Accountants.

Loan / HP Repayment Calculator

Work out estimated monthly, weekly or yearly repayments on personal loans or hire-purchase agreements using a simple APR and term input.

See your payment amount, total repayable and total interest for a clear view before you commit.

Open loan calculator

CIS Deduction Calculator

Calculate CIS tax deductions on subcontractor payments after materials. Choose 20%, 30% or gross status and see what to pay and what to report to HMRC.

Useful for contractors preparing CIS300 and keeping site payments accurate.

Open CIS calculator

Business Expense Tax Savings Calculator

Estimate how much tax you could save on work-related expenses such as professional fees, tools, mileage, home-working and other allowable costs.

Select your tax band to see total eligible expenses and an estimated annual and monthly tax saving.

Open tax savings calculator

Credit Card Payoff Calculator

See how long it could take to clear your credit card at different payment levels and interest rates, and how much interest you might pay.

Compare minimum payments with fixed amounts to plan faster debt reduction.

Open credit card calculator

Take-Home Earnings Calculator

Estimate your net pay after Income Tax and National Insurance based on your gross earnings, tax code and pay frequency.

Helpful for employees, contractors and directors planning cash flow and budgeting.

Open take-home calculator

VAT Calculator

Calculate VAT on any amount using standard, reduced or zero UK VAT rates. Add VAT to net prices or remove VAT from gross figures for quick estimates.

Helpful for businesses checking invoices, preparing quotes or confirming VAT amounts for bookkeeping.

Open VAT calculator

 

Need advice beyond the calculators?

These SBX tools give useful estimates, but they do not replace tailored tax and accounting advice. If you have multiple income sources, complex reliefs or questions about HMRC rules, our team can review your position in detail.

Talk to SBX Accountants

Chartered Accountants in London & Slough for Small Businesses

SBX helps you stay compliant & keep more of what you earn with expert tax, accounts, and bookkeeping services.

Let's talk!
Whatsapp us